Funding and Scholarships

The money says what a program can spend. These rules say what it can field, and they are being rewritten in real time.

Funding and scholarships are the structural rules that define the roster the money builds. The roster is now a hard-capped headcount of 105 rather than a scholarship count, the funding regime forks by level from full revenue-share down to no athletic scholarships at all, and the eligibility clock gates who is available and drives the whole roster cycle. This is the most contested and fastest-moving layer in the game, so the engine reads the rule as it stands today, builds the roster to it, and flags the boundary where a rule might not hold, carrying the uncertainty in the band.

Case 01 · the roster is a headcount now

Scholarship caps are gone. A 105-man limit replaced them.

A composite Division I program. The single largest structural change in the college game is that the roster is no longer a scholarship count. It is a hard-capped headcount, and the engine builds to it.

The old model
A scholarship count. Caps allocated across a larger roster.
The post-House model
Effective July 1, 2025
A roster limit. Scholarship caps eliminated, funded up to the headcount.
105
The football roster limit   current-as-of, contested
The hard cap the engine builds to. Athletes on the roster at the settlement's implementation are grandfathered as designated student-athletes who do not count against the limit, so it phases in rather than cutting rosters overnight.

The college roster is now a hard-capped headcount treated as a binding constraint: a full 105 means an acquisition implies a cut, the cut-and-portal mechanism holds the roster at the limit each cycle, and the money and headcount constraints bind the build together. The money engine says what a program can pay, this limit says how many it can carry. Build to the headcount, and price every addition against the slot it fills.

Illustrative on the real roster-limit regime (the shift from scholarship caps to a roster limit, the 105 headcount, the grandfathered designated student-athletes, the build-to-the-limit constraint). Composite program, rule current-as-of, contested.

Case 02 · the funding rules fork by level

From full revenue-share to no athletic scholarships, the engine reads the right one.

A composite set of programs, one at each level. The funding regime is not one rule. It forks by level, and the engine places every program on the level whose rules actually govern it.

LevelSettlementScholarship rule
Division I, opted-inInFund up to the roster limit, plus collective and NIL.
Division IIOwn rulesPartial and full scholarships under its own limits.
Division IIIOutNo athletic scholarships; aid is need- and merit-based.
NAIA and JUCOOwn bodiesTheir own governing bodies and scholarship rules.
Power-conference schools effectively must opt into the settlement framework, and the terms bind those who do, while lower-division and many Group-of-Five programs opt in partially or forego the expense. The settlement regime and the revenue-share cap apply only to the opted-in schools, concentrated in Division I.

The engine places a player's scholarship and aid status on the correct level's rules and reads the Division I shift from scholarship-count to roster-count as the structural change of the era. The level fork is the same one the KLVN ladder spans. Read the level, and the funding regime falls out of it.

Illustrative on the real level fork (the Division I roster-limit funding, the Division II own-limit scholarships, the Division III no-athletic-aid model, the NAIA and JUCO own-body rules, the opt-in structure). Composite programs, rules current-as-of, contested.

Case 03 · the clock gates the roster, and the rules are contested

Read the rule as it stands, and flag the one that might not hold.

A composite roster of players at different points on the clock. The eligibility clock gates who is available and drives the whole cycle, and it is changing, and it is under challenge.

Four-in-five
Outgoing, through 2025-26
Four seasons of competition within a five-year window, with redshirt, hardship, and medical waivers able to preserve or regain a season.
Five-for-Five
Incoming, passed 2026, for 2026-27 and after
Five seasons within a five-year window, the clock starting at first full-time enrollment or the academic year after the athlete's 19th birthday, whichever comes first. Redshirts and most waivers eliminated, non-retroactive.
Contested, and treated as suchThis is the most volatile layer in the corpus, rewritten in real time by the settlement, the litigation, and new legislation. The eligibility rules are under sustained antitrust challenge, centered on whether junior-college seasons count toward the clock, the courts are split, and Five-for-Five was adopted in part to stabilize the system. The engine treats it as contested.
Governance is a confidence input, not just a constraint. A player near an eligibility-clock edge or an unsettled portal question carries a flagged litigation risk, and the band widens to carry it.

The engines consume the rules as hard constraints and never override them, but carry every rule current-as-of and flag boundary risk, and they read the portal windows and the recruiting-and-signing calendar as timing constraints on the compressed roster-building cycle. Build to the rule as written, and flag the rule that might not survive the next ruling.

Illustrative on the real eligibility and governance layer (the four-in-five outgoing model, the Five-for-Five incoming model, the litigation context and contested treatment, governance as a confidence input). Composite players, rules current-as-of, contested and versioned.

The law underneath
Build to the rule as written. Flag the rule that might not hold.

The money says what a program can spend, but the rulebook says what it can field, and the two together define the roster. The single largest structural fact is that the roster is now a hard-capped headcount of 105 rather than a scholarship count, so building a college roster is headcount management, and every acquisition against a full roster implies a cut. The funding regime forks by level, from a Division I program funding up to the roster limit on top of its collective and endorsement money, down to a division that offers no athletic scholarships at all, and the engine places every program and player on the level whose rules actually govern them. And the eligibility clock, moving from four seasons in five years to five in five, gates who is available and drives the whole cycle of classes entering, portals churning, and eligibility exhausting. But this is the most contested and fastest-moving layer in the entire corpus, rewritten in real time by a settlement, by litigation, and by new legislation, so the engine refuses to treat any of it as settled: it reads the rule as it stands today, it builds the roster to that rule as a hard constraint, and it flags the boundary where a rule might not survive the next court ruling, carrying that uncertainty in the band rather than hiding it in a confident number. Constrain the build by the rules, and price the risk that the rules will change.

Build to the headcount and the level. Flag the contested rule.

Funding and Scholarships reads the roster-limit regime, the level-forked funding rules, and the eligibility clock as the constraints that define the roster the money builds, and it flags the contested boundaries where a rule might not hold, carrying the uncertainty honestly.

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